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Equipment finance, explained

Independent guides on how to rent, lease or finance industrial and maritime equipment — so you can compare options and choose the model that fits your cash flow.

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Financing models

Rental, leasing, hybrid and outright purchase — how each affects cost, cash flow and your balance sheet.

Add headroom for motor start-upGenerator size (kVA)Connected loadFinancing modelsHow Much Does It Cost to Rent a Generator? 2026 RatesRenting a generator in Europe costs from around €40 per day for a compact site unit to over €200 per day for a 100 kVA set. Here's how kVA output drives the price, what's included in the rate and how to size correctly.Jul 2, 2026 · 2 min readMax near mastReduced at jib endLifting capacityRadius (distance from mast)Financing modelsHow Much Does It Cost to Rent a Crane? 2026 RatesRenting a crane in Europe costs from around €90–150 per day for a light truck-mounted crane without operator to several hundred euros per day for a self-propelled mobile crane with operator. Here are the rate bands by crane type and what drives the price.Jul 2, 2026 · 3 min readScissor — vertical onlyBoom — up and overheightoutreachFinancing modelsHow Much Does It Cost to Rent an Aerial Work Platform? 2026Renting an aerial work platform in Europe costs from around €70 per day for a compact scissor lift to over €250 per day for a large spider or truck-mounted platform. Here's how type and working height drive the price.Jul 2, 2026 · 3 min readAbove the lineHidden costsPurchase priceMaintenanceFuel / energyDowntimeFinancing− Residual valueFinancing modelsEquipment Total Cost of Ownership (TCO): What to IncludeThe purchase price is the smallest part of what equipment costs. Here is every component that belongs in a total cost of ownership calculation, and why.Jun 3, 2026 · 3 min readTwo people reviewing leasing documents on a tablet in a site officeFinancing models10 Questions to Ask Before Signing an Equipment LeaseAn equipment lease is a multi-year commitment. These ten questions surface the costs and terms that quotes tend to bury before you sign anything.Jun 3, 2026 · 3 min readDepreciationMaintenanceTransport & logisticsOverheadMargin= Day rateFinancing modelsHow Equipment Rental Rates Are CalculatedRental rates are not random. They track the value of the machine, how it is used, and how long you keep it. Understand the structure and you negotiate from a stronger position.Jun 3, 2026 · 4 min readManager reviewing an equipment finance contract at a construction siteFinancing models7 Equipment Financing Mistakes That Cost SMEs MoneyMost equipment financing decisions go wrong for the same handful of reasons. Here are seven mistakes that quietly drain cash, and the questions that stop them.Jun 3, 2026 · 3 min readEquipment finance agreement, calculator and hard hat on a deskFinancing modelsEquipment Financing Terms: A Plain-English GlossaryEquipment financing comes wrapped in jargon. Here are the twelve terms you actually need, each defined in plain language for procurement and finance teams.Jun 3, 2026 · 3 min readMini< 6 tMidi6–10 tStandard10–40 tLarge40 t+Financing modelsHow Much Does It Cost to Rent a Mini Excavator? 2026 PricesA mini excavator typically rents for around €80–130 per day, €300–450 per week and €900–1,400 per month, plus transport. Here's what drives the price and how to compare quotes.Jun 2, 2026 · 2 min readMonthly payments (hybrid)You own itOptional buyoutFinancing modelsWhat Is Lease-to-Own (Hybrid) Equipment Financing?Lease-to-own sits between renting and buying: you pay monthly and own the machine at the end. Here is how the structure works and when it is the right call.Jun 2, 2026 · 2 min readOn the balance sheet (IFRS 16)AssetLiabilityRight-of-use leaseOff the balance sheetShort-term rental / serviceFinancing modelsOff-Balance-Sheet Equipment Financing and IFRS 16, ExplainedIFRS 16 pulled most leases onto the balance sheet. Here is what still counts as off-balance-sheet for equipment, and why it matters for your borrowing capacity.May 26, 2026 · 2 min readOperating leaseFinance leaseOwnershipNoOptionBalance sheetOffOnTermShortLongMaintenanceIncludedLesseeFinancing modelsOperating Lease vs Finance Lease: What Actually DiffersThe label on a lease decides where the equipment lands on your accounts and who carries the risk of it. Here is how operating and finance leases actually differ.May 19, 2026 · 3 min readRentLeaseBuyCumulative costTimeFinancing modelsRent, Lease or Finance Equipment: Which Model Fits Your Business?Renting, leasing and financing each solve a different problem. This guide breaks down the real trade-offs in cost, cash flow and balance-sheet treatment so you can match the model to the job.May 12, 2026 · 3 min read

Equipment guides

How to size, spec and source the right machine — cranes, excavators, access platforms, generators and more.

Wheel loader pouring crushed gravel from its bucket at a quarryEquipment guidesWheel Loader Sizing GuideMatch a wheel loader to your job using bucket capacity, weight, material density, loading height and site access.Jun 3, 2026 · 4 min readCranes lifting loads on a construction siteEquipment guidesTypes of Cranes and What Each Is ForThe main crane types explained in plain terms, with the job each one is built for.Jun 3, 2026 · 3 min readCompact site dumper beside a large articulated dump truck on muddy earthworksEquipment guidesSite Dumper vs Dump Truck: Which for Your Site?A site dumper shuttles material around tight, rough ground; a dump truck hauls bigger loads further and onto the road. Choose on payload, terrain and how far the material has to travel.Jun 3, 2026 · 3 min readReach stacker handling a shipping container at a portEquipment guidesReach Stacker vs Forklift for Container HandlingWhen to use a reach stacker and when a forklift handles containers better - a practical comparison for port and yard operations.Jun 3, 2026 · 3 min readCounterbalance forklift lifting a pallet in a warehouse aisleEquipment guidesForklift Types and How to ChooseCounterbalance, reach truck, rough-terrain, telehandler, pallet truck and container handler all move loads, but they are built for different sites. Here is how to pick.Jun 3, 2026 · 3 min readExcavator fitted with a bucket attachment on a construction siteEquipment guidesExcavator Attachments and What They DoOne excavator can dig, break, drill, grade, sort and crush once you fit the right attachment. Here is what each tool does and when to put it on.Jun 3, 2026 · 4 min readWorker in hi-vis inspecting an excavator arm with a tablet before hireEquipment guidesEquipment Pre-Hire Inspection ChecklistBefore you sign for a hired machine, work through this checklist: documents, hours, fluids, tyres, safety devices, controls, attachments and a photographed damage record.Jun 3, 2026 · 4 min readYellow lattice-boom crawler crane and a white telescopic mobile crane lifting on a construction siteEquipment guidesCrawler Crane vs Mobile Crane: Which Should You Use?A practical comparison of crawler and mobile cranes so site and procurement leaders can match the machine to the job.Jun 3, 2026 · 4 min readTowable diesel air compressor with hoses powering a jackhammer on siteEquipment guidesAir Compressor Sizing Guide: CFM and PressureSize a compressor on two numbers: the air flow your tools draw and the pressure they need. Add up simultaneous demand, allow for duty cycle and altitude, then add headroom.Jun 3, 2026 · 3 min readAerial work platforms providing access at heightEquipment guidesTypes of Aerial Work Platforms ExplainedScissor lifts, boom lifts, mast lifts, spider lifts and truck-mounted platforms each suit a different job. Here is what separates them and when to pick each one.Jun 3, 2026 · 3 min readTelehandler with an extended boom on a construction siteEquipment guidesTelehandler Guide: Choosing the Right MachineA telehandler is the Swiss-army machine of a site: lift, reach and place loads where a forklift or crane cannot. Choosing one comes down to height, capacity and reach.Jun 2, 2026 · 2 min readDiesel generator providing power on a construction siteEquipment guidesGenerator Sizing Guide: What kVA Do You Need?Pick a generator that is too small and it trips; too big and you waste fuel and money. Sizing comes down to your running load, starting surges and a sensible margin.Jun 2, 2026 · 2 min readBoom lift raising a work platform to heightEquipment guidesBoom Lift vs Scissor Lift: Which Aerial Platform Do You Need?Both lift you up, but they solve different problems. A scissor lift goes straight up; a boom lift reaches up and over. Here is how to choose between them.Jun 2, 2026 · 2 min readTower crane rising over a construction siteEquipment guidesHow to Choose a Tower Crane: Capacity, Reach and CostPicking a tower crane comes down to four numbers and one decision about ownership. This guide walks through capacity, reach, height and how to access the machine.May 8, 2026 · 3 min readHydraulic excavator working on a construction siteEquipment guidesExcavator Size Guide: Matching the Machine to the JobExcavators run from under a tonne to a hundred. Choosing the right class is about dig depth, site access and transport as much as raw power. Here is how to size one.Apr 30, 2026 · 2 min read

Maritime & industrial

Sector playbooks for shipyards, ports and industrial SMEs navigating cyclical demand and fleet renewal.

Technician servicing the engine of a construction machine to reduce downtimeMaritime & industrial9 Ways to Reduce Equipment DowntimeDowntime rarely has a single cause. It accumulates from missed services, untrained operators, missing parts and slow supplier response. Tackle the causes in order and availability climbs.Jun 3, 2026 · 4 min readMixed fleet of construction machines in a depot yard under an autumn skyMaritime & industrialManaging Seasonal Equipment DemandDemand for equipment rarely stays flat across the year. The fleet that works is built around the principle: own the baseline you use all year, rent the peak you only need in season.Jun 3, 2026 · 3 min readRows of excavators and loaders parked in an equipment rental yardMaritime & industrial8 Ways to Improve Equipment UtilisationIdle machines burn cash quietly. Utilisation is the single number that exposes it, and a handful of disciplined tactics can move it fast.Jun 3, 2026 · 3 min readBattery-electric mini excavator charging on an urban construction siteMaritime & industrialElectric Construction Equipment: What's Available NowBattery-electric excavators, loaders, telehandlers and access platforms are on the market now. They cut emissions and noise and work indoors, but runtime and charging set the limits. Renting is the low-risk way to try them.Jun 3, 2026 · 3 min readEarthmoving equipment working on a construction siteMaritime & industrialConstruction Site Equipment: A Planning ChecklistMost equipment overspend on a project is decided before work starts, in the planning phase. A phase-by-phase checklist keeps the right machines on site and the wrong ones off the books.Jun 3, 2026 · 4 min readPort handling equipment at a container terminalMaritime & industrialPort Equipment Electrification: A Decarbonisation GuidePorts are electrifying cranes, stackers and yard equipment to meet emissions rules. That shift shortens the useful life of diesel machines and changes how to own a fleet.Jun 2, 2026 · 2 min readShip hull under construction in a shipyard with a gantry crane and reach stackerMaritime & industrialShipyard Equipment: Rent, Lease or Buy in a Cyclical IndustryShipbuilding demand swings hard, and decarbonisation is rewriting which equipment stays relevant. That combination changes the maths on owning heavy machines.May 2, 2026 · 2 min read